Dr. Murray Coombs writes a letter about the future of children and his work providing HIV vaccines as part of Dow's local

Dr. Murray Coombs writes a letter about the future of children and his work providing HIV vaccines as part of Dow's local outreach.  Born to parents with HIV/AIDS and herself being infected, this 12-year-old girl is a catalyst in the notion that hope is always possible. Set in South Africa, this is the story of determination and perseverance, hope in the midst of adversity, one young girl's will to live and the role of Dow in helping to make her dreams come true.

After ten years in the financial services industry in New York City, Jennifer Coombs created the

After ten years in the financial services industry in New York City, Jennifer Coombs created the financial blog GradMoney.org to educate novice and experienced investors about taking control of their own investments and financial lives, as well as keeping investments mindful and sustainable. In November 2015, she delivered her first TEDx Talk entitled "Investing for a Better World: Using Wall Street to Implement Social Changes” in Jersey City, New Jersey. Presently, she works full time as an Associate Professor at The College for Financial Planning and she is the lead instructor of the Accredited Asset Management Specialist (AAMS) and the Chartered Mutual Fund Counselor (CMFC) designation programs. TEDxClarksonUniversity